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U.S. Embassy London

Planning Services

Financial graphs, images, & charts
This is for new clients.
Computer with graphs
This is for those who already have a comprehensive plan.
Calendar & pie chart
This is for returning clients.
Choose one service from the options below.
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Comprehensive
Topics

Comprehensive Financial Plan

If this is our first time working together, a full analysis and action plan is the place to start. In order to maintain the quality of the financial plan, make informed recommendations, and adhere to compliance requirements, Layered Financial cannot advise on narrow topics without understanding your complete financial picture. With a plan tailored to you, you're going to get actionable tasks to continue down the path to financial success.
Fee: 
$4,000 Single
$6,000 Couple

Our average comprehensive plan covers 20+ topic areas and generally takes 30-60 days from initial data gathering to final plan presentation.

Topics May Include

Values &

Goal Setting

Retirement

Planning

Tax

Strategy & Options

Risk

Profile​​

Asset Allocation & Asset Location

Risk Management & Insurance

Cash Flow

Analysis & Net Worth

Debt

Management

Estate

Planning

Investment Analysis & Strategy

Education

Funding

Social Security Claiming

How Do We Create a Plan Together?

Check out the process and see exactly how we'll work together.

Project

Project Specific

This service is appropriate for those who only need assistance with 1-3 standalone topics (education funding, home purchase, life insurance needs analysis, etc.) and have already received a full comprehensive plan in the past. This is not a comprehensive financial plan. If you have a life event occur or just need a second opinion while making a financial decision, let's talk. If it's something that I can provide value with, we can work together on a project basis. If it's outside of my wheelhouse, I'll point you towards a better resource. 
Fee: Depends on the project
U.S. Government Employee Pension & Investment Analysis
Are your investments (TSP, IRA, brokerage accounts) aligned with your goals?

Should you contribute towards Roth, traditional, or both?

Let's take a look at fees, complexity, asset allocation, and tax efficiency (asset location).

What will your monthly paycheck look like when you retire. Will you receive the Retiree Annuity Supplement? How much will it be? What should you expect for cost-of-living increases? How will taxes come into play?
Basic Federal Employee Assessment
Fee: 
$1,500 per employee
How Do We Create a Plan Together?

Check out the process and see exactly how we'll work together.

Fed Package
Check-Up

Annual Review/Follow-Up

This is our chance to catch-up. This service is appropriate for those who have already received a full comprehensive financial plan. We recommend a follow-up meeting/review of the full plan at least annually to ensure your values and goals are still aligned with the previously established plan. This service will not result in a full comprehensive financial plan. The financial planning agreement will outline the individual topics that will be covered.
Fee: $1,000 Single
        $1,500 Couple
Topics May Include

Review prior plan and ensure goals are still aligned

Review investments and determine rebalancing needs

Run income projections to identify shortfalls or surplus

Discuss any changes to IRS limits, tax laws, or employee benefits

How Do We Create a Plan Together?

Check out the process and see exactly how we'll work together.

Layered Financial, LLC, dba “Layered Financial” is a Registered Investment Adviser registered with the Commonwealth of Virginia and the State of Texas. Registration does not imply a certain level of skill or training. Although we provide our services virtually to individuals throughout the United States, we may provide individualized investment advice or recommendations to clients only in jurisdictions where we are properly registered, notice-filed, or exempt from registration. We will verify that we are authorized in the appropriate jurisdictions before providing services to new clients. Layered Financial is not affiliated with or endorsed by any U.S. Government agency. This website contains links to third-party websites. When you link to any of these third-party websites, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. We are not liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technology, websites, information, and programs made available through this website. Please see Disclaimers for additional important information.
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