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Planning Services
Comprehensive
Topics
Comprehensive Financial Plan
If this is our first time working together and you want a full analysis and action plan covering a wide variety of topics, this is the place to start.
With a plan tailored to you, you're going to get actionable tasks to continue down the path to financial success.
Fee:
$1,500 Single
$2,500 Couple
What You Get:
One-Page Plan (high-level summary)
Detailed appendix for those who want to dive into the particulars of the One-Page Plan
Topics May Include
Goals & Values
Risk Tolerance &
Risk Capacity
Cash Flow Analysis
Asset
Allocation
Net Worth
Investment Analysis & Strategy
Retirement Planning
Debt Management
Education Funding
Asset Location
Tax Strategy & Options
Risk Management
Estate
Planning
Insurance
Employee Beneifts
Check-Up
Annual Review/Follow-Up
This is our chance to catch-up. This service is appropriate for those who have already received a full comprehensive financial plan. Layered Financial recommends a follow-up meeting/review of the full plan at least annually to ensure your values and goals are still aligned with the previously established plan. This service will not result in a full comprehensive financial plan. The financial planning agreement will outline the individual topics that will be covered.
Fee: $500 Single
$800 Couple
Topics May Include
Updating Your One-Page Plan
Analyzing Asset Allocation & Asset Location
Determining
Investment Rebalancing Needs
Examining
Debt Payoff Progress
Discussing Specific Topics You Want to Cover.
Project
Project Specific
This service is appropriate if you need assistance with individual topics. This is not a detailed financial review and will not result in a comprehensive financial plan. You may select individual topics from above, or come with different areas that you want to focus on. The individual topics will be outlined and agreed upon in the financial planning and consulting agreement. If you have a life event occur or just need a second opinion while making a financial decision, let's talk. If it's something that I can provide value with, we can work together on a project basis. If it's outside of my wheelhouse, I'll point you towards a better resource.
Fee: Depends on the project
*No surprises. We'll discuss the fee before any commitment.
Federal Pension & TSP Analysis
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What will your monthly paycheck look like when you retire? What income sources will you have?
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Should you plan on getting a post-retirement job? Will this affect your benefits?
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Will you receive the Retirement Annuity Supplement? What if you postpone or defer your retirement?
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Are you saving enough in your TSP? How should it be invested? Traditional or Roth?
Fee:
$900 per employee.
Project Specific Example
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