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Fee Transparency

(1) Exactly what the total dollar amount is for the service.

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(2) The method of charging / compensation arrangement.​

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This should all be publicly available without having to schedule a call and play the sales game.

With Layered Financial, the fee for service will always be known. What the service includes and the total cost will be clearly listed on the website and outlined in your financial planning agreement. This is the all-in cost. There will be no surprises. Any change to your fee will require an entirely new financial planning agreement, signed by both of us.

You Deserve to Know:

Current Fees

Comprehensive Financial Plan

Single: $5,000.00 (single tax filers, no partner/spouse)

Couple: $7,000.00 (married tax filers, partners, etc.)​

Basic Federal

Employee Plan​

$3,000.00 (per federal employee)

Annual Review / Follow-Up

Single: $1,000.00

Couple: $1,500.00

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Compensation Arrangement

Fixed-Fee

Sometimes referred to as “flat fee.” This compensation arrangement is typically based on the complexity of the client’s financial situation. 

Fee-Only

Fee-only does not mean the same as fee-based. The only compensation we receive are the fixed-fees paid for the services we provide. We are not compensated by commissions, product sales, or referral fees. As a fee-only adviser, we are bound by the fiduciary standard as opposed to the suitability standard. See more on fiduciary vs. suitability here.

Disclaimer
ADV part 2A & 2B
Privacy Policy
IAPD- AdviserInfo.SEC.Gov
Layered Financial, LLC, dba “Layered Financial” is a Registered Investment Adviser registered with the Commonwealth of Virginia and the State of Texas. Registration does not imply a certain level of skill or training. Although we provide our services virtually to individuals throughout the United States, we may provide individualized investment advice or recommendations to clients only in jurisdictions where we are properly registered, notice-filed, or exempt from registration. We will verify that we are authorized in the appropriate jurisdictions before providing services to new clients. Layered Financial is not affiliated with or endorsed by any U.S. Government agency. This website contains links to third-party websites. When you link to any of these third-party websites, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. We are not liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technology, websites, information, and programs made available through this website. Please see Disclaimers for additional important information.
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