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Working Together

This can be overwhelming with some advisors. Repetitive questionnaires, financial planning software to learn, accounts to link...the onboarding process can be daunting. Each step in our process is designed to be efficient and reflect your actual needs. This does not involve you filling out multiple questionnaires, learning financial planning software, or linking your accounts.

 

Let's keep it simple.

 

The process includes one questionnaire, secure document uploading, and three video calls / meetings. The meetings take place, (1) at the beginning of our relationship, (2) after document upload is complete, and (3) when it's time to go over your plan. 

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Check out each step of the process below.

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Step 1

"Are We a Match" Video Call

This no-cost introductory call is our chance to get to see if we're a good fit. We'll talk about you, where you are, where you want to go, and what I can help with.  I want to make sure that the service I provide aligns with what you need. Don't hesitate to come with questions for me. 

 

To get an initial overview, feel free to check out my wealth philosophy and the topics we'll cover with a comprehensive plan.

Steps Process

Step 2

Commitment

If we decide to work together, we'll then review the financial planning agreement, our timeline, the cost, process, and services provided. The cost discussed is the cost - there are no surprises along the way. The agreement will be signed by both of us and half of the payment will be due at this stage. Payments can be securely made via check, ACH, credit card, or apple pay using Wave. You will not have to create a Wave account.

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Step 3

Information Gathering

This is an extremely important step, but can be overwhelming. Don't stress! I'm here to help you along the way. During the information gathering process you'll be asked to complete a detailed questionnaire and upload documents (via secure link to Microsoft OneDrive) to help me create your plan. You will not need a Microsoft account to upload documents. Instead, I'll email you an upload link. You will not be required to link financial accounts or interact with financial planning software. Your privacy and personal information will always be protected throughout the process. See our Privacy Policy.

Step 4

The "More Than Math" Call

This is my opportunity to listen and really learn about you. There's only so much that I can learn through the questionnaire and financial documents you provide. This is our chance to have a real conversation about you, your family, personal values, goals, and concerns. During this call we'll also review the questionnaire you completed and discuss any lingering questions that you might have.

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Step 5

Building Your Plan

This one is all me. I'm going to take the data you provided, combined with the notes from our conversations, and build an actionable plan. The plan will include my recommendations, as well as some either/or options since the plan implementation is ultimately up to you. We'll focus on creating multiple paths to financial success, identifying opportunities, and building layers of protection.

Step 6

Plan Review

During the plan review call we'll start with a high-level overview using an Investment Policy Statement and the one-page snapshot. The one-page snapshot summarizes where you currently are, where you're on track to go, and what high-level actions you should take. We can also review specific topics in the detailed report. You'll leave this meeting with an Investment Policy Statement, your one-page snapshot, a measurable action plan, and a detailed report. The final/second payment is due at this point.

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Layered Financial, LLC, dba “Layered Financial” is a Registered Investment Adviser registered with the Commonwealth of Virginia and the State of Texas. Registration does not imply a certain level of skill or training. Although we provide our services virtually to individuals throughout the United States, we may provide individualized investment advice or recommendations to clients only in jurisdictions where we are properly registered, notice-filed, or exempt from registration. We will verify that we are authorized in the appropriate jurisdictions before providing services to new clients. Layered Financial is not affiliated with or endorsed by any U.S. Government agency. This website contains links to third-party websites. When you link to any of these third-party websites, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. We are not liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technology, websites, information, and programs made available through this website. Please see Disclaimers for additional important information.
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