Tyler Weerden, EA, CFE
Financial Planner & Founder
Hi, I’m Tyler.
I’m a financial planner, Enrolled Agent (EA), and the owner of Layered Financial, a fee-only, advice-only Registered Investment Advisory firm based in Arlington, Virginia. While financial planning is my primary focus, as an EA, I'm authorized to represent taxpayers before the Internal Revenue Service in all tax matters, including audits, collections, and appeals.
In addition to running Layered Financial, I’m a full-time federal agent with 17 years of law enforcement experience. I hold both Bachelor of Science and Master of Science degrees, have successfully passed the Series 65 Uniform Investment Adviser Law Examination, and earned the Certified Fraud Examiner (CFE) credential.
Before becoming a federal agent, I was a state trooper, a local police officer, and a sergeant in the U.S. Army National Guard. I’ve served in both domestic and overseas Foreign Service assignments. I have firsthand experience with local, state, and federal pensions, 457(b) Deferred Compensation plans, the federal Thrift Savings Plan (TSP), Individual Retirement Accounts (IRA), Health Savings Accounts (HSA), and rental real estate.
When I’m not working for Uncle Sam or creating financial plans, I’m usually at the gym, running, hiking, or traveling.
Click here to learn more about my financial planning approach & wealth building philosophy.
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The first time I raised my hand and swore an oath was at age 17. Since then, I’ve worked in either local, state, or federal government. Whether it was sitting in roll call before my shift as a patrol cop, or sitting in the back of a follow car working a protection assignment, the same conversations about money came up over and over again. We would talk about investments, retirement benefits, rental real estate, and strategies to make the most of our benefits.
I quickly saw a pattern. Smart people struggling with financial planning decisions despite having strong incomes, good benefits, and career stability.
There was no shortage of both bad advice and inaccurate information at the water cooler. Information from our employers wasn’t always easily accessible or simple to understand. Combining these factors with Type A, detail-oriented people resulted in frequent "analysis paralysis".
Over the years I increased my financial education while pursuing the Certified Fraud Examiner credential and earning my Master’s Degree in Investigations with a concentration in white collar crime. I poured over employee benefit plan documents, financial education materials, Treasury Regulations, and the convoluted federal laws that explain our financial options.
I joined financial planner mentorship groups and learned how fee-only / advice-only fiduciary planners were helping their clients without managing their money.
After a few years of battling imposter syndrome, I decided it was time get serious about helping people with their finances. In October 2022, I passed the Series 65 Uniform Investment Adviser Law exam and in March 2023, I founded Layered Financial, LLC.
The goal is simple: to work alongside public sector professionals to ensure their finances are aligned with the ideal life they envision.
The Story:
From investigations to investments.
Why "Layered"
Financial
Achieving financial success is remarkably similar to conducting an investigation or protecting a government official. Working cases requires uncovering details and exploring every lead. High-stakes protection relies on overlapping layers of security and anticipating risks before they occur.
Your financial life is no different.
Too many advisors focus solely on investments, but a real financial plan goes far beyond stock picking. Together, we’ll develop a plan that creates multiple pathways to success, while preparing for life’s uncertainties. This isn't about cutting out daily coffees or living like a miser; it’s about clarity, alignment, and a measured approach.
A solid financial plan can deliver peace of mind, give you back your time, and empower you with the confidence that comes with being informed.